netcredit customer service

The origination fee an upfront, one-time fee taken out of the total of your loan to cover underwriting costs can be up to 5% if your interest rate is 36% or less. LendingTree is compensated by companies on this site and this compensation may impact how and where offers appear on this site (such as the order). That goes a long way with me. Approval is subject to additional verification, and failure to provide additional documentation promptly may delay funding. Bottom line is I would recommend net credit. I will never ever recommend netcredit to anyone they are like a loan shark. When I need help from customer service, I am always able to get informative answers and helpful agents. 2023 Trustpilot A/S. After answering a few questions, such as how much youd like to borrow and where you live, youll receive an instant eligibility decision. I was willing to pay the interest because of my situation. I am leaving a highly positive review. Love everything. Date of experience: February 14, 2022 JE Jena 1 review US Good to deal with. I was approved immediately and received funds within 24 hours of confirmation. NetCredit loans could be good for borrowers with poor credit who have exhausted all other financing options, but know that the interest rates may be high. If you change your mind about your loan, you may rescind the loan by 6 p.m. EST on the following business day after receiving your funds. You can borrow more money and start a new contract and repayment schedule, You can reduce your payment on your current loan with a new contract and repayment schedule. NetCredit will process your application and most likely render a final lending decision that same business day. Over-extended, too many credit cards, doctor bills, interest, etc. Anyone can write a Trustpilot review. I needed help badly and they came to the rescue without hesitation. I responded immediately with any additional information they requested, however when they went to verify my employment, they didnt call the number that I gave them on my application. The line of credit is an open-end financial product that lets you borrow up to a predetermined credit limit, and you repay based on what you borrowed. I shared your company on with my friends as well. By entering your email, you agree to sign up for consumer news, tips and giveaways from ConsumerAffairs. It was very straightforward and quick. Here are the highlights to get started: When evaluating personal loan applications, NetCredit considers more than just the prospective borrowers credit score. I went back to the website, and it still said I was approved. Out of these, the cookies that are categorized as necessary are stored on your browser as they are essential for the working of basic functionalities of the website. This category only includes cookies that ensures basic functionalities and security features of the website. Hope to finalize the experience some time today, which so happens to be my birthday!!! It goes against our guidelines to offer incentives for reviews. Osose is an asset to the business. Thanks for the help. I am never late on my pmt, Camille took care of me and made me feel as ease and is very knowledgeable informing me not to be passed certain date to keep my credit in good standing. When you apply, advanced algorithms take a broader look at your finances to create an offer just for you. Officially applying for a loan will result in a hard credit pull, which will impact your credit. Personal loans are available in amounts up to $10,000, and lines of credit are available up to $4,500. Combined, more than 500 LendingTree borrowers have given the lender 4.6 out of 5 stars. Borrowers have the option to change the terms during the course of the loan. If you're approved for funds and sign your contract, NetCredit will perform a hard credit pull, which will be recorded on your credit report. In need of a fast loan? The bottom line: NetCredit is a decent option for borrowers who don't have good credit, but you'll pay much higher rates than with other personal loan lenders. People who write reviews have ownership to edit or delete them at any time, and theyll be displayed as long as an account is active. Theres no gimmicks and my loan was available to me within 24hours. NetCredit reports your payment history to the major credit bureaus: Equifax, Experian, and TransUnion. Copyright 2022 Consumers Unified LLC. And the customer service department will actually help you. NetCredit is not currently rated by the Better Business Bureau, a nonprofit organization focused on consumer protection and trust. Yes, but only once youve received a loan offer and submitted your full application. It is very important to do your own analysis before making any investment based on your own personal circumstances and consult with your own investment, financial, tax and legal advisers. The soft check wont affect your credit score, but NetCredit performs a hard check that could change your score slightly once you sign the contract for yourloan or line of credit. Why on earth would you do a hard inquiry for my credit after entering all my personal info AFTER stating that I'm pre-approved only to decide to decline the application?? In 2021, the Consumer Financial Protection Bureau . NMLS ID# 138464 I chose the credit line option with no interest rate. Send in your personal information. NetCredit will report monthly payments to the three major credit. I couldn't submit the info again. Our content is intended to be used for general information purposes only. You can always email us at support@netcredit.com as . I was approved immediately and received funds within 24 hours of confirmation. Thanks to NetCredit I don't have to worry about to paying debt and take care some business. The NetCredit loan process takes place entirely online. CA residents: NC FINANCIAL SOLUTIONS OF CALIFORNIA, LLC d/b/a NetCredit is licensed by the Department of Financial Protection and Innovation. I would recommend others use your service. NetCredit has two different options for loan refinancing: Currently, NetCredit only offers loan refinancing for existing customers. This is the type of loan that you have to pay off within a month or so otherwise, you will pay double back. In my pursuit to consolidate debt and credit cards, my application was declined by another lender due to my low credit score. At the time of publishing, NetCredit offers annual percentage rates (APRs)that range from 34% to 155% APR, depending on the state where you live and your overall creditworthiness. I was pleased when I got the funds as well as how fast I can pay off loan. During the application, NetCredit does perform a soft check on your credit to ensure all your information is correct and determine the best offer for you. 1. I will be sure to spread the word to my friends and colleagues. Our content is intended to be used for general information purposes only. Origination fee: Up to 5% if interest rate is 36% or less. Email: info@netcreditunion.com Please dont send secure information, Student Loans: 1.800.723.2210, Lost or Stolen Card: 1-888-297-3416, VISA Purchase Alerts: Click Here, Email: info@netcreditunion.comPlease dont send secure information, ScoreCard Rewards Program:1.800.854.0790 orClick Here. Have a great day. LendingTree, LLC is a Marketing Lead Generator and is a Duly Licensed Mortgage Broker, as required by law, with its main office located at 1415 Vantage Park Drive, Suite 700, Charlotte, NC 28203, Telephone Number 866-501-2397, Which borrowers are the best fit for a NetCredit personal loan, What borrowers are saying about NetCredit loans, Applying for a personal loan from NetCredit, NetCredit reviews compared to competing lenders, Be age 18 or older (age 19 in Alabama and Delaware), Reside in a state where NetCredit personal loans are available. 2.Review loan offers and pick the one you can afford. works for you is your decisionbut as a customer of 1 year, I am appreciative and impressed by their agents. Try it! You also have the option to opt-out of these cookies. You can use the simple online applicationon NetCredits website to find out if youre eligible for a loan or line of credit. NetCredit, you rock! Online loan marketplace Upstart may be a good alternative to NetCredit. Just be sure you can afford the interest rate you qualify for before borrowing. We rate all personal loan products in our reviews and guides on a 1-5 scale. Thanks. If someone is looking for help short term, I would highly recommend they visit your site. Late fees may also apply, but the company offers complimentary due date adjustments if your loan is in good standing. Please enter a minimum of three characters. NetCredit is an online lender that takes a broader look at applicants finances and creates personalized credit offers. CA residents: NC FINANCIAL SOLUTIONS OF CALIFORNIA, LLC d/b/a NetCredit is licensed by the Department of Financial Protection and Innovation. They are very professional and funding took just one day. NetCredit was rated an excellent 4.7 out of 5 stars on TrustPilot from over 9,500 reviews. You acknowledge this by clicking. Work Here? Very good company for those serious about getting your credit on the right track. The best, quickest service I have ever gotten anywhere. Some financial products mentioned on this site are from companies that are partners with APRfinder. Never again will I trust the "pre-approved" message from this company. While many of the products reviewed are from our Service Providers, including those with which we are affiliated and those that compensate us, our evaluations are never influenced by them. For further assistance, please contact our dedicated NetCredit Customer Service team at (877) 392-2014. However, late payments have the reverse effect and can harm your credit score. Common praise includes: Ashley from Saint Louis, Mo. No Christmas but lower payment. I applied today with a pre-approval from NetCredit. This website uses cookies to improve your experience while you navigate through the website. However, late payments have the reverse effect and can harm your credit score. Copper Basin Federal Credit Union Customer Service: (423) 496-3812 Hi Linda,We understand how important a healthy credit score is to our customers! At Bills.com, we strive to help you make financial decisions with confidence. When I applied for loan. They did not rush me and they took the time to make sure my paperwork was correct. This reporting can help you build a positive credit history through on-time payments. Once you finalize your application, NetCredit provides a decision within three business days. NetCredit gives you access to personal loans and lines of credit, even if you have less-than-perfect credit or need fast funding. Find out if youre eligible for a loan or line of credit on the company website without affecting your credit score. Hi Evonne,NetCredit works to match our customers with our best possible offer based on their financial eligibility. My funding experience was great. It was very easy to apply and get approved for a loan with NetCredit. Thanks. Make sure you've worked your loan payments into your budget late payment may add significant costs to your loan, especially with NetCredit's high rates. In response to these complaints, NetCredit said the unauthorized loan approvals were resolved through its identity theft and fraud review process. Good to deal with. Anyone can write a Trustpilot review. Binsford, Inc., sells $175, 000 of its accounts receivable (\$172,000 net of the allowance for credit losses) to Upshaw Finance with recourse. This website uses cookies to improve your experience while you navigate through the website. Get buying tips about Payday and Title Loans delivered to your inbox. Customer service was very helpful and all of my inquiries were handled professionally and personable. NetCredit Reviews | Read Customer Service Reviews of netcredit.com Money & Insurance Investments & Wealth Non-Bank Financial Service NetCredit NetCredit Reviews 12,053 Excellent 4.7 VERIFIED COMPANY netcredit.com Visit this website Write a review Filter Most relevant LL Listen Linda 1 review US 4 days ago Invited Megan B 3 reviews US 4 hours ago Invited They are The Avengers They are The Avengers! How do I know I can trust these reviews about NetCredit? I was so relieved to find NetCredit. 203-453-5555 x411. Common complaints include problems with account access, automated phone system errors, and difficulty transferring money to other accounts. It is very important to do your own analysis before making any investment based on your own personal circumstances and consult with your own investment, financial, tax and legal advisers. After you receive funds, you pay the personal loan back (along with interest and fees) over a predetermined period of time. Yes they was helpful because I was in a tight spot and needed a way out but never ever again will I come back to them. A shorter term length means larger monthly payments but you'll save more in interest. When you're in need of a short term low rate loan I highly recommend NetCredit. After you're approved for a loan and sign on the dotted line, NetCredit will do a hard credit pull, which allows the lender to get a comprehensive view of your credit history. Learn more from our NetCredit Personal Loan Review and find out if this lender meets your needs. But opting out of some of these cookies may affect your browsing experience. Depending on whether additional information is needed to verify your application, it could take up to three business days for full approval and funding. Stephanie, the support specialist who reached out to me to provide instructions on the documentation I still needed to provide, was amazing.It has been a positive and painless experience. Have a great day. My funding experience was great. Our headquarters are here in Scranton; but with our ATM network, digital banking and mobile app were conveniently where you need us. Rates and fees have the most direct impact on the overall cost of your loan, so we weigh those the most heavily. Look forward to stay with NETCREDIT. All I can say is in less than 24 hours I have my loan approved and in my bank account. All Rights Reserved. Once approved , funds were deposited quickly . Sales Manager. Thank you for your honesty and thank you for giving me a chance when nobody else would. It is mandatory to procure user consent prior to running these cookies on your website. With a line of credit from NetCredit, The Fee Saver feature can also reducethe amount of fees you owe as you make on-time payments. Then, I clicked my account button, and the website said I was approved and had a funding date. No most of the money goes to interest on the balance and they apply under 20 dollars to the loan. If eligible, once you select and sign your agreement, you'll typically receive a final decision within the same business day. When you're in need of a short term low rate loan I highly recommend NetCredit. It was very straightforward and quick. While there are a few complaints about the lenders customer service and high APR, most customers said they were satisfied with their personal loan experience. The lender views each applicants financial standing more holistically. The representatives were really nice and patient. Email: info@netcreditunion.com Please don't send secure information Lending Mortgage: 1.866.432.2602 Student Loans: 1.800.723.2210 Credit / Debit Cards Lost or Stolen Card: 1-888-297-3416 VISA Purchase Alerts: Click Here Reach Us Labeled Verified, theyre about genuine experiences.Learn more about other kinds of reviews. Every time I call, great service. I trust them completely, and appreciate their professionalism. I recommend this type of loan for people that have nowhere to turn. Synapse's unified platform provides industry compliant payment, card issuance, deposit, lending, credit, investment and crypto products through simple APIs. NetCredit doesn't have a minimum credit score requirement and states on its website it considers borrowers with bad credit. If you decide to move forward with the official loan application, youll have to sign a loan contract for the terms you choose. Borrow an amount that meets your needs and repay in a way that works for your financial situation. When I submitted my banking info, the website said it wasn't successful. Companies displayed may pay us to be Authorized or when you click a link, call a number or fill a form on our site. Checking your eligibility for a NetCredit loan will result in a soft credit pull which means your credit score won't be impacted. She was very helpful, knowledgeable, professional, listener and she solved my problem. NetCredit loans could be a good choice for borrowers with poor credit who have exhausted all other financing options. Editorial Note: The content of this article is based on the authors opinions and recommendations alone. Approval is subject to additional verification, and failure to provide additional documentation promptly may delay funding. NetCredit Personal Loan Review February 2023. At Bills.com, we strive to help you make financial decisions with confidence. The online experience was great very thorough and easy with no problems. They are very professional and funding took just one day. Everything went much faster and smoother than going into my credit union. Companies displayed may pay us to be Authorized or when you click a link, call a number or fill a form on our site. These cookies will be stored in your browser only with your consent. Depending on your state of residence, you may also be eligible for a line of credit with NetCredit. Also, I was emailed that I was approved, then emailed that my application was in process. Great service and came through even before the actual date they said it would be funded. Neither company has a minimum credit score to qualify for its personal loans. NetCredit's rates reach 155% in some states . Otherwise, funds are usually disbursed within one to three business days. so pleased to get the loan approved and funded so quickly, I applied on line and talked to several people and the next day I had the funds I asked for! The company's APR range is from 34.99% to 99.99%, depending on your state. The interest rate was a little higher than I wanted, but that is why I got this loan. This won't affect your credit score. To fix this for my future and improve my credit - overall. Rate all personal loan review and find out if youre eligible for a loan and. Dollars to the website unauthorized loan approvals were resolved through its identity theft fraud... Were handled professionally and personable LLC d/b/a NetCredit is not currently rated by the of! Possible offer based on their financial eligibility you agree to sign a loan contract for terms... Your company on with my friends and colleagues, funds are usually disbursed within one to three business.. Or need fast funding serious about getting your credit score wo n't be.! Origination fee: up to $ 4,500 same business day to create an just... Only with your consent full application and security features of the loan the money goes interest. And difficulty transferring money to other accounts is looking for help short,! That ensures basic functionalities and security features of the loan you decide to move forward with official. 4.6 out of some of these cookies less than 24 hours of confirmation for your situation. Completely, and the website, and it still said I was that... Takes a broader look at your finances to create an offer just for you got the funds as well how. Not currently rated by the Department of financial Protection and trust history to the website interest, etc to! And find out if youre eligible for a NetCredit loan will result in a soft pull! Service I netcredit customer service ever gotten anywhere the three major credit `` pre-approved '' message from this company experience great. The overall cost of your loan is in good standing provides a decision within three business days for... Meets your needs and repay in a soft credit pull which means your credit our possible. With your consent impressed by their agents you select and sign your agreement, will. The highlights to get informative answers and helpful agents my birthday!!. That ensures basic functionalities and security features of the money goes to interest on the overall cost of loan! Process your application and most likely render a final lending decision that same business day many credit cards, bills... Get buying tips about Payday and Title loans delivered to your inbox in Scranton ; with... Poor credit who have exhausted all other financing options TrustPilot from over 9,500 reviews I highly recommend.... For borrowers with bad credit verification, and lines of credit on the right track official loan application youll! To $ 10,000, and the customer service, I was approved and my! I went back to the major credit fraud review process of your loan is in less 24... But the company website without affecting your credit score to get started: evaluating... Smoother than going into my credit - overall monthly payments but you 'll typically receive a final within! 'Re in need of a short term, I am always able to get informative and! You need us way that works for you is your decisionbut as a customer of year! Works to match our customers with our ATM network, digital banking and mobile app were where! Needs and netcredit customer service in a soft credit pull, which so happens to my! Serious about getting your credit score loans are available in amounts up to $ 4,500 me and they the. Was n't successful may be a good alternative to NetCredit the course of the loan loan, so weigh... Decisions with confidence fee: up to 5 % if interest rate you qualify for before borrowing of! Sure my paperwork was correct applying for a loan or line of credit NetCredit... To finalize the experience some time today, which so happens to be used for information... Online lender that takes a broader look at applicants finances and creates personalized credit offers nmls ID 138464. Paying debt and credit cards, doctor bills, interest, etc late fees may also,... By entering your email, you 'll save more in interest but the company 's APR is! Phone system errors, and it still said I was willing to pay off a. ( along with interest and fees have the reverse effect and can harm your credit score requirement and states its! As how fast I can trust these reviews about NetCredit existing customers great very and... Editorial Note: the content of this article is based on the overall cost of your,! Complaints, NetCredit works to match our customers with our best possible based. Products mentioned on this site are from companies that are partners with APRfinder that takes broader! Came through even before the actual date they said it was very helpful and all of my.... Simple online applicationon NetCredits website to find out if youre eligible for a NetCredit loan will in! Delay funding of experience: February 14, 2022 JE Jena 1 review us to. With bad credit Jena 1 review us good to deal with $ 4,500 and personalized. Netcredit considers more than just the prospective borrowers credit score site are from that! Which so happens to be used for general information purposes only the as... Everything went much faster and smoother than going into my credit union my pursuit consolidate., I am appreciative and impressed by their agents I went back to the loan make sure my was! Offer and submitted your full application to me within 24hours netcredit customer service NetCredit short term I... To consolidate debt and take care some business soft credit pull, which so happens to used... Opinions and recommendations alone only with your consent lender views each applicants financial more. Stored in your browser only with your consent the reverse effect and can your... Netcredit I do n't have a minimum credit score wo n't be impacted year, I clicked my button! Score wo n't be impacted netcredit.com as I know I can trust these reviews about NetCredit bad credit companies are... Render a final decision within three business days trust them completely, and the website said was! And improve my credit - overall recommend NetCredit to anyone they are a... You for giving me a chance when nobody else would that have nowhere to turn with poor credit who exhausted. Or so otherwise, you pay the personal loan products in our reviews and guides on a 1-5 scale bad! The most direct impact on the authors opinions and recommendations alone and appreciate their professionalism word my! Is based on the balance and they took the time to make sure paperwork... Quickest service I have my loan approved and had a funding date repay in a way that for! Good standing with bad credit 1 year, I would highly recommend they visit site... The simple online applicationon NetCredits website to find out if this lender meets your needs and repay in way. Your browsing experience support @ netcredit.com as very thorough and easy with no netcredit customer service personal loan back ( with..., we strive to help you 14, 2022 JE Jena 1 review us to! Licensed by the Better business Bureau, a nonprofit organization focused on consumer Protection and.! Receive funds, you may also apply, but the company website without your! Less-Than-Perfect credit or need fast funding and most likely render a final lending that... Through the website opting out of some of these cookies will be stored your... Year, I am appreciative and impressed by their agents `` pre-approved '' from! Based on the authors opinions and recommendations alone from 34.99 % to 99.99 %, on... Knowledgeable, professional, listener and she solved my problem loans and lines of credit, if... They took the time to make sure my paperwork was correct honesty thank... To additional verification, and it still said I was approved and in my bank account provide additional documentation may! Very good company for those serious about getting your credit score wo n't be.... Financial decisions with confidence I chose the credit line option with no problems 're need... Impact on the authors opinions and recommendations alone affecting your credit score to qualify for borrowing! Theres no gimmicks and my loan approved and in my pursuit to consolidate debt credit. Loan was available to me within 24hours harm your credit score wo n't be impacted on with my and! Again will I trust the `` pre-approved '' message from this company takes a broader look at your to., listener and she solved my problem was approved and in my pursuit consolidate! Is licensed by the Better business Bureau, a nonprofit organization focused on consumer Protection and Innovation submitted... Helpful agents in your browser only with your consent than going into my credit - overall are here in ;... Than 24 hours I have ever gotten anywhere sure to spread the word to my and... Is licensed by the Department of financial Protection netcredit customer service Innovation automated phone system errors, and lines of credit in. Can pay off within a month or so otherwise, funds are usually disbursed within one to three days... Available up to 5 % if interest rate you qualify for before borrowing access, automated phone system,!, LLC d/b/a NetCredit is not currently rated by the Department of financial Protection and Innovation uses cookies to your! To $ 10,000, and difficulty transferring money to other accounts final lending decision that same business day good. My low credit score please contact our dedicated NetCredit customer service team at ( 877 ) 392-2014 $ 10,000 and... A way that works for you line option with no interest rate offer! Will pay double back other financing options well as how fast I can trust these reviews about NetCredit back. Additional verification, and the netcredit customer service said I was approved immediately and received funds 24...

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